Have you checked your credit report?

Every year you should get a copy of your credit report. Why? Because decisions about loans and credit cards are based on what is in your report. But also, you can pay more for insurance or be denied a job based on what is in your credit report. What are you waiting for??? Go here to get a free copy: www.annualcreditreport.com
You can get one, two, or all three at the same time. You can get one now, and then space out the other 2 or get more than one. It's your choice.